Mahila Samman Saving Scheme SBI

Mahila Samman Savings Scheme (MSSC) from SBI: A Secure and Profitable Investment Option for Women.

The Mahila Samman Savings Scheme (MSSC) is a one-time savings scheme for women launched by the Government of India in 2023. It is a government-guaranteed scheme, which means that your investment is safe. The MSSC offers a fixed interest rate of 7.5% per annum

Advertisement
, which is higher than the interest rates offered by many other savings schemes.

Investment Amount:

The MSSC can be opened by any woman or girl, regardless of her age or income. The minimum investment amount is Rs. 1,000 and the maximum investment amount is Rs. 2 lakh. The tenure of the MSSC is two years, and the interest is compounded quarterly.

Where to Open:

The MSSC can be opened at any SBI branch. You will need to provide your PAN card, Aadhaar card, and proof of address. You will also need to submit a passport-size photograph.

The MSSC is a secure and profitable investment option for women. The government guarantee means that your investment is safe, and the high interest rate means that you can earn a good return on your investment.

Advertisement

Important Dates:

Important dates for the Mahila Samman Saving Scheme (MSSC) from SBI Bank:

DateEvent
April 1, 2023Scheme launched
March 31, 2025Last day to open an account
March 31, 2027Maturity of the scheme
June 30, 2025Last date to submit Form I for tax benefits

Benefits of Investing in the MSSC From SBI:

  • Secure investment: Your investment is guaranteed by the Government of India.
  • High interest rate: The MSSC offers a fixed interest rate of 7.5% per annum, which is higher than the interest rates offered by many other savings schemes.
  • Flexible investment amount: You can invest any amount between Rs. 1,000 and Rs. 2 lakh.
  • Short tenure: The tenure of the MSSC is two years, which makes it a good option for investors who want to invest for a short period of time.
Advertisement
BenefitDescription
Regular incomeThe MSSC provides a regular income in the form of monthly dividends.
Capital appreciationThe MSSC has the potential to appreciate in value over time.
Tax benefitsThe MSSC offers tax benefits under Section 80C of the Income Tax Act, 1961.
LiquidityThe MSSC is a liquid security and can be easily bought and sold in the secondary market.
SafetyThe MSSC is a secure investment as it is backed by the Government of India.

If you are a woman looking for a secure and profitable investment option, the MSSC from SBI is a good option to consider.

You can open an MSSC account at any SBI branch. You will need to provide your PAN card, Aadhaar card, and proof of address. You will also need to submit a passport-size photograph.

Mahila Samman Saving Scheme SBI Bank

  • The MSSC is a one-time savings scheme for women and girls.
  • It offers a fixed interest rate of 7.5% per annum.
  • The minimum investment amount is Rs. 1,000 and the maximum investment amount is Rs. 2 lakh.
  • The tenure of the scheme is two years.
  • The interest is compounded quarterly and paid on maturity.
  • The scheme is available for investment from April 1, 2023 to March 31, 2025.
  • The scheme offers tax benefits under Section 80C of the Income Tax Act, 1961.
  • The scheme is backed by the Government of India.
  • The scheme is a safe and secure investment option for women and girls.

Benefits of Investing in The MSSC From SBI:

  • Secure investment: Your investment is guaranteed by the Government of India.
  • High interest rate: The MSSC offers a fixed interest rate of 7.5% per annum, which is higher than the interest rates offered by many other savings schemes.
  • Flexible investment amount: You can invest any amount between Rs. 1,000 and Rs. 2 lakh.
  • Short tenure: The tenure of the MSSC is two years, which makes it a good option for investors who want to invest for a short period of time.

Features of The MSSC From SBI:

  • Eligibility: Any woman or girl can open an MSSC account, regardless of her age or income.
  • Minimum investment: The minimum investment amount is Rs. 1,000.
  • Maximum investment: The maximum investment amount is Rs. 2 lakh.
  • Interest rate: The interest rate on the MSSC is 7.5% per annum.
  • Tenure: The tenure of the MSSC is two years.
  • Tax benefits: The interest earned on the MSSC is taxable under the Income Tax Act, 1961.

Steps on How to Open an MSSC Account in SBI:

  1. Visit your nearest SBI branch.
  2. Fill out the MSSC application form.
  3. Submit the required documents.
  4. Pay the initial investment amount.
  5. Your MSSC account will be opened.

Mahila Samman Saving Scheme SBI Calculator

Here is a table of the maturity amounts and interest earned for different investment amounts:

Investment Amount (Rs.)Maturity Amount (Rs.)Interest Earned (Rs.)
1,0001,157.50157.50
2,0002,315315
5,0005,787.50787.50
10,00011,5751,575
20,00023,1503,150
50,00057,8757,875
100,000115,75015,750
200,000231,50031,500

Mahila Samman Saving Scheme SBI in Hindi

महिला सम्मान बचत योजना (Mahila Samman Savings Scheme, MSSC) भारत सरकार द्वारा 2023 में शुरू की गई एक एक बार की बचत योजना है। यह सरकार द्वारा गारंटीत की गई योजना है, जिसका मतलब है कि आपका निवेश सुरक्षित है। MSSC 7.5% प्रति वर्ष निर्धारित ब्याज दर प्रदान करती है, जो कि कई अन्य बचत योजनाओं द्वारा प्रदान की जाने वाली ब्याज दरों से अधिक है।

MSSC किसी भी महिला या लड़की द्वारा खोली जा सकती है, उसकी आय या उम्र के अनुसार कोई प्रतिबंध नहीं है। न्यूनतम निवेश राशि Rs. 1,000 है और अधिकतम निवेश राशि Rs. 2 लाख है। MSSC की कार्यावधि दो वर्ष है, और ब्याज को प्रति तिमाही संयुक्त ब्याजित किया जाता है।

Advertisement

MSSC को किसी भी एसबीआई शाखा पर खोला जा सकता है। आपको अपना पैन कार्ड, आधार कार्ड और पता प्रमाण का सबूत प्रदान करना होगा। आपको एक पासपोर्ट आकार की फोटोग्राफ भी जमा करनी होगी।

एसबीआई में MSSC खाता खोलने के लाभ शामिल हैं:

सुरक्षित निवेश: आपका निवेश भारत सरकार द्वारा गारंटीत होता है। उच्च ब्याज दर: MSSC 7.5% प्रति वर्ष निर्धारित ब्याज दर प्रदान करती है, जो कई अन्य बचत योजनाओं द्वारा प्रदान की जाने वाली ब्याज दरों से अधिक है। विकसित निवेश राशि: आप Rs. 1,000 और Rs. 2 लाख के बीच किसी भी राशि को निवेश कर सकते हैं। कम कार्यावधि: MSSC की कार्यावधि दो वर्ष है, जो कि निवेशकों के लिए एक छोटी अवधि में निवेश करने के लिए एक अच्छा विकल्प बनाती है।

यहां एसबीआई में MSSC खाता खोलने के लिए चरणों की सूची है:

अपनी नजदीकी एसबीआई शाखा पर जाएं। MSSC आवेदन पत्र भरें। आवश्यक दस्तावेज़ सबमिट करें। प्रारंभिक निवेश राशि जमा करें। आपका MSSC खाता खुल जाएगा।

Mahila Samman Saving Scheme SBI Online Apply

As of now, you cannot apply for the Mahila Samman Savings Scheme (MSSC) online. You can only apply for the MSSC at any SBI branch.

However, there are a few things you can do to prepare for an online application:

Here are the steps on how to apply online for the Mahila Samman Saving Scheme (MSSC) from SBI Bank:

  1. Go to the SBI website and click on the “Investments” tab.
  2. Click on the “Mahila Samman Saving Scheme” link.
  3. Click on the “Apply Online” button.
  4. You will be redirected to the SBI e-Banking portal.
  5. Login to your SBI e-Banking account.
  6. Click on the “Applications” tab.
  7. Click on the “Mahila Samman Saving Scheme” link.
  8. Fill out the application form.
  9. Upload the required documents.
  10. Submit the application form.

Required Documents:

  • Identity Proof: Aadhaar card, PAN card, voter ID card, driving license, passport, etc.
  • Address Proof: Aadhaar card, voter ID card, driving license, passport, etc.
  • KYC Form: You can download the KYC form from the SBI website.

Once you have submitted the application form, you will receive an acknowledgement number. You can use this acknowledgement number to track the status of your application.

The maturity amount of the MSSC will be credited to your bank account on or after March 31, 2027.

FAQ

What are the eligibility criteria for the MSSC?

Any woman or girl can open an MSSC account, regardless of her age or income.

What is the minimum investment amount?

The minimum investment amount is Rs. 1,000.

What is the maximum investment amount?

The maximum investment amount is Rs. 2 lakh.

What is the interest rate on the MSSC?

The interest rate on the MSSC is 7.5% per annum.

What is the tenure of the MSSC?

The tenure of the MSSC is two years.

How can I open an MSSC account?

You can open an MSSC account at any SBI branch. You will need to provide your PAN card, Aadhaar card, and proof of address. You will also need to submit a passport-size photograph.

Advertisement

Leave a Comment